2026  30

July  1

Valued customer is a loading screen

July 3, 2026 · 12 min · 2493 words · Thomas Bray

April  2

Monetary Discount Rates and Depression

April 23, 2026 · 6 min · 1151 words · Thomas Bray

When the Vault Has a Back Door: The Mythos Leak and the Inevitability of Information Freedom

April 23, 2026 · 4 min · 812 words · Thomas Bray

March  27

Public Finance of the States: Florida

March 17, 2026 · 3 min · 493 words · Thomas Bray

Public Finance of the States: New York

March 17, 2026 · 2 min · 381 words · Thomas Bray

Public Finance of the States: California

March 17, 2026 · 3 min · 548 words · Thomas Bray

Public Finance of the States: Texas

March 17, 2026 · 3 min · 573 words · Thomas Bray

Public Finance of the States: Ohio

March 17, 2026 · 2 min · 355 words · Thomas Bray

Public Finance of the States: Illinois

March 17, 2026 · 2 min · 417 words · Thomas Bray

Public Finance of the States: Indiana

March 17, 2026 · 5 min · 859 words · Thomas Bray

Public Finance of the States: The West

March 17, 2026 · 3 min · 621 words · Thomas Bray

Public Finance of the States: The South

March 17, 2026 · 3 min · 591 words · Thomas Bray

Public Finance of the States: The Midwest

March 17, 2026 · 3 min · 616 words · Thomas Bray

Public Finance of the States: The Northeast

March 17, 2026 · 3 min · 465 words · Thomas Bray

Depression, Anxiety, and Organizational Dynamics: New Guy Syndrome

March 17, 2026 · 1 min · 189 words · Thomas Bray

Building Fundamental Technical Knowledge

March 17, 2026 · 1 min · 161 words · Thomas Bray

Personal Finance, Investing, and Building the Skill of Long-Term Thinking

March 17, 2026 · 1 min · 179 words · Thomas Bray

Passion, Skill, and Profit: A Callback to Scott Galloway

March 17, 2026 · 1 min · 174 words · Thomas Bray

Sam Altman on Productivity, and How AI Creates Time

March 17, 2026 · 1 min · 192 words · Thomas Bray

Customer Service and The Nordstrom Way

March 17, 2026 · 1 min · 183 words · Thomas Bray

Personal Finance, FIRE, and Mental Health

March 17, 2026 · 1 min · 169 words · Thomas Bray

Reflecting on My Past as a Student

March 17, 2026 · 1 min · 172 words · Thomas Bray

Reflections on Trusting Trust

March 17, 2026 · 1 min · 165 words · Thomas Bray

How to Change Your Mind Without Losing Yourself

March 17, 2026 · 1 min · 166 words · Thomas Bray

On Reading Widely, Deeply, Exploring, Exploiting

March 17, 2026 · 1 min · 165 words · Thomas Bray

Zoloft as My Soma

March 17, 2026 · 1 min · 153 words · Thomas Bray

State Capacity and Philosophies of Governance

March 17, 2026 · 1 min · 118 words · Thomas Bray

Shackles of Anxiety and Depression

March 17, 2026 · 1 min · 141 words · Thomas Bray

Public Finance of the States: Series Overview

March 17, 2026 · 2 min · 371 words · Thomas Bray

The psychology of habit formation

March 10, 2026 · 1 min · 65 words · Thomas Bray

2025  4

November  4

Transaction costs of social anxiety

November 29, 2025 · 1 min · 61 words · Thomas Bray

Self-efficacy and self-esteem after becoming mentally healthy

November 29, 2025 · 1 min · 51 words · Thomas Bray

Monetary discount rates and depression

November 29, 2025 · 1 min · 50 words · Thomas Bray

Growth through constraints

November 29, 2025 · 1 min · 57 words · Thomas Bray